Connecting clients with trusted members in our community helps us ensure our clients are being taken care of at every stage of the wealth management process.
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Retirement
We work with you to determine how much money will be required for you to retire and maintain your desired lifestyle.
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Estate Planning
We will work with your lawyer (we can refer you to one if you do not have one already) to prepare the documentation needed to ensure your loved ones are not financially burdened in the event of your death.
Tax Planning
Working directly with our affiliate, HIPPO Tax Services, we offer in-house tax services and year-round tax consultation.
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Insurance Analysis & Review
We will review with you any existing insurance policies you have, as well as help educate and determine if additional insurance makes sense in your case.
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Education Planning
We help start the conversation regarding early financial planning for the education needs of your loved ones.
Private Wealth Managers
Our Private Wealth Managers provide exemplary service while empowering you to meet your financial goals.
We believe in long term investing. For 2 decades our flagship investment strategy has outpaced the S&P 500. We create comprehensive portfolios by investing in quality companies so individuals can preserve, protect and foster their financial future. To review the criteria involved in the Curran Quality Index, please see below.
The Curran Quality Index
Curran Wealth Management invests in a select group of highly focused positions, as we believe in Quality over Quantity. We define quality companies as:
Less than 35% debt to capital ratio
Returns on equity of 15% or greater
Earnings growth greater than 10%
Consistently profitable
Investment Performance
Curran’s Core Equity Strategy has outpaced the S&P 500 index for 2 decades. For the 5-year period ending 12-31-2022, this same strategy ranked #3 in Broadridge Lipper’s Large Core Equity Strategy ratings.
Risk Management
Managing risk is integral to each piece of Curran’s investment process. Determining a client’s comfort level when taking on risk is a primary component of the onboarding process. As goals and timelines change, these comfort levels are revisited.
Investment Committee
Our Investment Committee actively manages and rebalances our portfolio strategies, ensuring the companies we invest in meet our quality standards, while also providing us the opportunity to take advantage of market momentum when appropriate. Our customers are able to meet with members of our committee by request.
At Curran, we take a year-round approach to tax planning. While traditionally considered a separate challenge from wealth management, Curran has developed a hybrid model bringing together tax planning and our relationship managers. Tax implications can be considered and analyzed for every transaction and our clients can meet with our in-house CPA to discuss strategies.
Retirement
Managing your income in retirement can be challenging. We are there for you as required minimum distributions (RMDs) are needed, social security payments change, or unexpected spending needs arise.
Investment Tax
We strive to keep our clients informed regarding interest, dividends and capital gains while suggesting payment amounts to mitigate year-end tax burden and penalties.
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State Taxation
We can help you navigate income tax and retirement benefits across states. Your tax situation can vary dramatically from state to state.
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Charitable Giving
We will work with you to ensure you are making the best decision for you and your preferred charity when it comes time to donate or leave a legacy.
Strategic Investing
Taxes can be of primary concern when you are looking to invest your earnings. We can help with those tough decisions.
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Life Events
Getting married, starting a family, or losing a loved one can have significant tax implications. We will help guide you through these adjustments, allowing you to focus on more important things
Curran Bridge allows Curran’s Investment Committee to manage your active and current Employer Sponsored Plans such as 401(k), 403(b), and 529 accounts. Through Curran Bridge, our team can:
Monitor
Monitor your retirement balance and investments daily
Asset Allocation
Ensure your asset allocation matches your stated investment objectives and risk tolerance
Due Diligence
Conduct ongoing due diligence on your investment options to include actively managed mutual funds
Implement
Execute and implement your investment portfolio
Rebalance
Periodically rebalance to your target asset allocation, ensuring your investments do not stray too far from their original weighted percentages
