At Curran your money is invested within what is known as a separately managed account (SMA). A SMA is a portfolio of securities consisting of equities, bonds, and ETFs (exchange-traded funds). In place of bonds at Curran, we often utilize low-cost ETFs for our investors fixed-income allocation. A SMA offers several advantages over mutual funds. Sometimes we take our industry knowledge for granted and we want to share these advantages with our clients. Some of the SMA advantages are the following:
I have outlined several of the advantages SMA ownership offers over mutual funds and to some extent ETFs too. Rather than pooled investment vehicles like mutual funds or exchange listed ETFs, SMAs differ because each account portfolio is unique to that owner. This allows both the account owner and the portfolio manager a greater degree of flexibility in managing the investment strategy. At Curran we are passionate about separate account management and it’s our belief that it remains the best investment vehicle available for investors.
Please contact your Private Wealth Manager with any questions and feel free to request that you be put in touch with a member of the investment committee. We are available to discuss any investment related questions that you have.
Co-CEO & Chief Investment Officer
At Curran we value service over sales and believe quality service yields happy clients. Below is our 4-step process (the first three steps at no cost to you).
A short introductory call for us to get to know one other. During this call we will discuss your financial goals, concerns and hopes for the future.
In this meeting we will go over your current financial situation, take a deeper look at your goals, discuss your risk tolerances, and collect the data necessary to build a formal proposal.
Based on our data gathering session, our Private Wealth Managers will present you with a custom proposal tailored to your needs. We encourage individuals to take the time to evaluate this proposal.
If you are comfortable with the proposal and choose to invest with Curran, our team will be there every step of the way assisting in opening the recommended accounts and facilitating all necessary parts of your onboarding process.